Spin2U deposit limits, method by method

Spin2U deposit limits in brief

• Minimum deposit: AU$10 on all nine payment methods.
• Upper amount: There is no maximum deposit at Spin2U.
• Limits outside Spin2U: your bank, card issuer or wallet may set its own; check with your bank before a large payment.
• Your own limit: ask Spin2U to hold your deposits to a figure you choose.
• Spin2U fee on deposits: AU$0. Bitcoin carries a network fee.

Each payment method at a glance

Three things the table tells you

1. The entry point never changes. AU$10 works everywhere, so the minimum doesn't steer your choice of method.
2. Speed only differs for Bitcoin. Eight methods land instantly at any amount. A Bitcoin deposit waits 10–30 minutes for the network to confirm it.
3. The payout column matters most. Depositing with PayID, Skrill, Neteller or Payz means the same method can pay you back. With the other five, you'll need one of those four ready for withdrawals.

When a deposit is stopped outside Spin2U

Spin2U doesn't block a deposit for being large. If one is refused or held, it's almost always on your side of the payment. The common cases:

"My bank won't send the PayID payment"

Banks set daily amounts for outgoing transfers and may hold a payment to a new payee, or a larger one than usual, for a security check. Your banking app may ask you to confirm it. If there's no prompt, check with your bank what it allows and why the payment is held.

"My card or Apple Pay was declined"

Card issuers decide whether to allow gambling payments and how much. Apple Pay and Google Pay use the card stored on your phone, so the same rules apply. Check with your bank, or deposit by PayID instead.

"My wallet won't let me send that much"

Skrill, Neteller, Payz and eZeeWallet each set their own amounts for loading and sending. Your wallet account shows what applies to you.

"My Bitcoin didn't go through"

You can only send what your wallet holds, after the network fee. Exchanges may also have rules on where coins can be sent. See Bitcoin deposits at Spin2U.

If the money did leave your account but hasn't reached your Spin2U balance, that's for Spin2U live chat, open 24/7.

AU$10 in, AU$30 out

The smallest deposit is AU$10, but the smallest withdrawal is AU$30. Keep the gap in mind when you choose a first deposit. Hypothetical examples:

A balance under AU$30 isn't lost; it stays for your next session. The thing to avoid is adding a deposit just to reach the withdrawal minimum.

Why set a limit if you're already careful?

Because careful is easiest at the start of the night. Instant deposits mean the next AU$20 is two taps away, at exactly the moment your judgement is most stretched: after a near miss, or a loss you'd like back. A limit set beforehand doesn't rely on how you feel in that moment. It also turns an open question, "how bad could this week get?", into a known number. With an AU$40 weekly limit, the answer is AU$40.

Setting a personal deposit limit at Spin2U

A personal deposit limit is a ceiling you set on your own deposits for a period: a day, a week or a month, for example. Spin2U applies it to your account, and when your deposits for the period reach it, that's it until the next period. Because Spin2U sets no upper amount itself, this is the way to put one in place.

1. Pick the figure on a day you're not playing. The next section has a simple way to work it out.
2. Pick the period to match your pay: weekly pay, weekly limit; fortnightly pay, fortnightly limit.
3. Ask Spin2U through your account settings or the support team.
4. Confirm the details: that it counts deposits by every method, and exactly when it starts and resets.
5. Write the figure down where you'll see it, so you know where you stand before each deposit.

If you want to change the limit later, ask support when the change takes effect. Time-outs, self-exclusion and account closure are explained on staying in control at Spin2U.

Other controls worth knowing

A deposit limit is the most common control, but not the only one. Gambling help services describe several, each aimed at a different habit:

• Loss limit: counts what you've deposited minus what you've withdrawn, rather than deposits alone.
• Session reminders or time limits: tell you how long you've been playing, or end a session after a set time.
• Time-out: a short break from all play, for days or weeks.
• Self-exclusion: a longer block on your account, for when limits aren't holding.

Which of these Spin2U can arrange, and how each works there, is a question for Spin2U support.

Work out your number in four lines

A worked example with hypothetical weekly figures:

Line four is a choice, not a formula. The test is simple: if the whole AU$35 were gone by Saturday, would the week still be fine? If the answer is no, the number is too high.

One big deposit or several small ones?

Whichever pattern you use, the Spin2U offers by deposit size show which bonus pays most on it.

A month with a limit, worked through

A hypothetical player sets an AU$35 weekly limit using the four lines above.

• Week 1: deposits AU$20 by PayID on Wednesday and AU$15 on Saturday. Limit reached; nothing more until the reset.
• Week 2: deposits AU$20, wins, and withdraws AU$45 by PayID within 5 minutes. Deposits for the week: AU$20.
• Week 3: deposits AU$35 on Friday night and loses it. Tempted to top up, but the limit says no.
• Week 4: deposits AU$10 and stops early.

Month's total: AU$100 deposited, AU$45 withdrawn. The limit didn't stop a good week; it stopped a bad one from becoming a worse one.

What a deposit limit doesn't do

A deposit limit controls how much new money goes in. It doesn't control how fast you spend it, how long you play or what you stake per spin. Someone with an AU$35 weekly limit can still lose it in ten minutes on a high stake. That's why the limit works best alongside a stake chosen to suit the session and a time you plan to stop. It also doesn't change how any game pays; a pokie's results are the same whatever your limit.

Habits that make deposits easy to track

• Set the stake from the session money. About a hundredth of it gives you roughly 100 spins before it's gone: AU$0.10 a spin on an AU$10 deposit.
• Keep play money in its own place. A Skrill, Neteller or Payz wallet loaded with the week's amount makes the limit visible. Those wallets also take Spin2U payouts within 5 minutes; see Spin2U e-wallets.
• Use your bank's tools. Some banks offer gambling blocks or payment alerts. Check with your bank.
• Look at the month, not the night. A quick tally of deposits and withdrawals at month's end tells the true story.

Your limit and 5-minute payouts

Spin2U pays withdrawals within 5 minutes, so winnings can be back in your bank almost at once. That's good, but it also makes it easy to send them straight back. A deposit limit stops that loop: once your deposits for the period hit the figure, a fresh payout stays where it landed. If you notice yourself redepositing payouts, withdraw to an account you don't deposit from.

Signs your limit should come down

• You reach it every period.
• You count the hours until it resets.
• You've dipped into money meant for something else.
• Your pay or costs have changed.

Any of these is a reason to lower the figure. Ask Spin2U support when the lower figure takes effect.

Tell someone your number

A limit you've told someone about is easier to keep. Mention your weekly figure to a partner, friend or family member you trust. You're not asking permission, just making the number real outside your own head. If you find yourself not wanting to tell them how a week went, that's useful information too.

When a limit isn't enough

If you're regularly hitting your limit, borrowing to play, or hiding how much you spend, ask Spin2U support for a time-out or self-exclusion, and talk to someone. Gambling Help Online is free and confidential, day or night, on 1800 858 858.

For all payment methods side by side, see Spin2U banking. For PayID steps, see PayID at Spin2U, step by step.

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Spin2U deposit limits FAQ